Commercial Real Estate

Commercial Lending for Your Business Needs

At Nassau Financial, we understand the unique needs of business owners and investors when it comes to purchasing or refinancing commercial properties. Whether you’re seeking to acquire new premises, optimize your cash flow, or expand your investment portfolio, our flexible lending solutions for both owner-occupied and non-owner-occupied properties offer competitive rates, expert guidance, and a streamlined approval process to help you achieve your business goals with confidence.
Nassau Financial’s Non-Owner-Occupied Commercial Mortgages provide an excellent financing solution for investors looking to purchase or refinance commercial properties.
  1. Competitive Fixed Rates: Enjoy the stability of a fixed interest rate throughout the term, making budgeting and forecasting easier.
  2. Purchase or Refinance: Whether you're looking to buy a new commercial building or refinance an existing property, this loan offers flexibility for different real estate investment goals.
    Flexible Terms: Choose from 5, 7, or 10-year terms to match your long-term investment strategy.
  3. Up to 75% Loan to Value (LTV): Borrow up to 75% of the property’s value, allowing you to leverage your investment while maintaining equity.
  4. No Pre-Payment Penalty or Annual Fees: Pay off the loan early without worrying about penalties, and enjoy the benefit of no annual fees, keeping your costs down.
This loan is ideal for real estate investors looking for a flexible and cost-effective way to finance non-owner-occupied commercial buildings.
Nassau Financial’s Owner-Occupied Commercial Mortgages offer an excellent opportunity for businesses that operate out of their own property.
  1. Ownership Requirement: The property must be 51% or more occupied by the operating company that shares the same or similar real estate ownership.
  2. Competitive Fixed Rates: Benefit from stable, predictable payments with competitive fixed rates, making it easier to manage your business’s cash flow.
  3. Purchase or Refinance: This mortgage option is available for both buying a new commercial building or refinancing an existing one, giving flexibility depending on your business needs.
  4. Flexible Terms: Choose from 10- or 15-year terms, providing options that align with your long-term business goals.
  5. Up to 80% Loan to Value (LTV): Borrow up to 80% of the property’s value, allowing you to maintain liquidity while investing in your business's real estate.
  6. SBA 504 Financing Available: Offers Small Business Administration (SBA) 504 financing, which is a great option for businesses looking for long-term, fixed-rate financing on major fixed assets.
  7. No Pre-Payment Penalty or Annual Fees: You can pay off the mortgage early without worrying about extra fees, and no annual fees help keep costs low. Membership eligibility applies, meaning the borrower must meet Nassau Financial’s membership criteria.
This mortgage is an ideal solution for businesses that want to own and occupy their
commercial space while benefiting from flexible and cost-effective financing options.


Nassau Financial’s Non-Owner-Occupied Commercial Mortgages provide an excellent financing solution for investors looking to purchase or refinance commercial properties.
  1. Competitive Fixed Rates: Enjoy the stability of a fixed interest rate throughout the term, making budgeting and forecasting easier.
  2. Purchase or Refinance: Whether you're looking to buy a new commercial building or refinance an existing property, this loan offers flexibility for different real estate investment goals.
    Flexible Terms: Choose from 5, 7, or 10-year terms to match your long-term investment strategy.
  3. Up to 75% Loan to Value (LTV): Borrow up to 75% of the property’s value, allowing you to leverage your investment while maintaining equity.
  4. No Pre-Payment Penalty or Annual Fees: Pay off the loan early without worrying about penalties, and enjoy the benefit of no annual fees, keeping your costs down.
This loan is ideal for real estate investors looking for a flexible and cost-effective way to finance non-owner-occupied commercial buildings.
Nassau Financial’s Owner-Occupied Commercial Mortgages offer an excellent opportunity for businesses that operate out of their own property.
  1. Ownership Requirement: The property must be 51% or more occupied by the operating company that shares the same or similar real estate ownership.
  2. Competitive Fixed Rates: Benefit from stable, predictable payments with competitive fixed rates, making it easier to manage your business’s cash flow.
  3. Purchase or Refinance: This mortgage option is available for both buying a new commercial building or refinancing an existing one, giving flexibility depending on your business needs.
  4. Flexible Terms: Choose from 10- or 15-year terms, providing options that align with your long-term business goals.
  5. Up to 80% Loan to Value (LTV): Borrow up to 80% of the property’s value, allowing you to maintain liquidity while investing in your business's real estate.
  6. SBA 504 Financing Available: Offers Small Business Administration (SBA) 504 financing, which is a great option for businesses looking for long-term, fixed-rate financing on major fixed assets.
  7. No Pre-Payment Penalty or Annual Fees: You can pay off the mortgage early without worrying about extra fees, and no annual fees help keep costs low. Membership eligibility applies, meaning the borrower must meet Nassau Financial’s membership criteria.
This mortgage is an ideal solution for businesses that want to own and occupy their
commercial space while benefiting from flexible and cost-effective financing options.


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