Checking Accounts

Bank hassle-free with Nassau Financial's checking accounts, tailored to fit your needs.

Your Checking Account Just Got a Whole Lot Better

Start your journey with an easy to use Freedom Checking Account, basic benefits and perks with BaZing Checking, or the ultimate benefits of BaZing+.

Open a BaZing Checking Account

Start Your Journey	BaZing+ Checking	BaZing Checking	Freedom Checking
Earns Interest Interest is earned on balances over $500 and up to $10,000.⁶	3.00% APY*	1.00% APY*
Anywhere Banking Tools: Online banking, mobile banking, bill pay, debit card and eStatement.	✔	✔	✔
Direct Deposit with Early Pay	✔	✔	✔
ID Theft Aid^2,3: Includes payment card fraud resolution, $2,500 in personal identity theft benefit and identity restoration.	✔	✔
Roadside Assistance: Available 24/7 and free to use, up to $80 in covered service charges.	✔	✔
Health Savings Card: Save money on prescriptions, eye exams, frames, lenses and hearing services.	✔	✔
Cell Phone Protection^2,3: Receive up to $400 per claim ($800 per year) if your cell phone is broken or stolen.	✔	✔
Shop Local, Save Local with BaZing Savings¹: Local discounts and national retailer deals to save you money on shopping, dining, travel & more.	✔	✔
$10,000 Travel Accidental Death Coverage³: Peace of mind for the unexpected.	✔	✔
BaZing Fuel⁵: Pay at the pump like you always do - no codes, no coupons, no extra steps. Cashback is automatically deposited into your powered by BaZing checking account each month.	✔	✔
Bill Negotiation⁴: Let our team of experts negotiate your internet, TV, cell phone, and home security services on your behalf, or cancel subscriptions you no longer want or need.	✔	✔
Buyer's Protection and Extended Warranty^2,3: Items are protected for up to $2,500 per item if theft or accidental breakage occurs during the first 90 days of purchase, using your BaZing Checking Account.	✔
Financial Wellness⁴: Financial Wellness helps you create state-specific and legally binding documents such as Wills, Health Care Proxies, Powers of Attorney, and more.	✔
Pet Insurance⁴: Preferred rates on pet insurance. Coverage includes free ID tags linked in pet cloud, 24/7 virtual vet, pet Rx and more!	✔
Rate Bonus⁷: Discounted percentage off a loan.	✔
Banking Benefits⁸: Free temporary checks; reimbursement on foreign ATM fees; discounted coin machine redemption; waived debit card inactivity fee.	✔
Monthly Cost	Only $9 per month	Only $6 per month	Maintain a $100 minimum balance or enroll in direct deposits, and we’ll waive the $7 monthly fee⁺
Download the BaZing App Today!	Open a BaZing+ Checking Account	Open a BaZing Checking Account	Open a Freedom Checking Account

What's included in all accounts:

Online & Mobile Banking
Access your account anytime: check balances, make transfers, pay bills, and deposit checks with your phone.

Bill Pay
Manage and schedule which bills to pay for.

Debit Card
A debit card in your name gives you the power to decide when to buy - and when to save.

eStatements
Skip the paper statement and go paperless with eStatements.

How to Use BaZing Fuel

Fuel up with your BaZing Benefits

Pay at the pump like you always do - no codes, no coupons, no extra steps. 3% cashback is automatically deposited into your powered by BaZing checking account each month.

How It Works

Step 1: QUALIFY
Connect your checking account through Plaid and make 20 qualifying transactions each month. These can include everyday purchases, such as groceries, coffee, or online shopping. ATM withdrawals, account transfers, and deposits or refunds do not qualify.

Step 2: FILL UP
Once qualified, every fuel purchase made with your powered by BaZing checking account earns 3% cashback automatically. No extra steps required.

Step 3: GET REWARDED
Cashback is automatically deposited into your account each month. Earn up to $5 per month.

BaZing Local Businesses

Here is a list of our latest BaZing Local Businesses you can find on the app:

25% Off Moving/Packing Supplies Woodbury, NY	15% Off Purchase of $50 of More. Use Code: BAZING Oyster Bay, NY
15% Off Dine-in or Takeout Oyster Bay, NY	25% Off Any Work Order Over $350 Lynbrook, NY
$25 Off Each Event	10% Off Any Order Levittown, NY
Free Gift with purchases over $50.00 ($5 Value) Oyster Bay, NY	10% off your order (first time customers only) Free second set passport pics ($10 Value) Print $20 worth of prints and get one Free 8x10 -($10 Value) Merrick, NY
$500 Off Vehicle Purchase $10 Off Any Oil Change Uniondale, NY	10% Off Film/Digital Processing, Enlargements, Accessories, and Supplies Garden City, NY

Interested in getting your business listed? Click the button below to complete our form.

BaZing for Local Businesses

Download the BaZing App today!

1 Participating merchants on BaZing are not sponsors of the program, are subject to change without notice, may not be available in all regions, and may choose to limit deals. 2 Subject to the terms and conditions detailed in the Guide to Benefits. 3 Insurance products are: Not a deposit. Not federally insured. Not an obligation or guaranteed by the Credit Union, its affiliates, or any government agency. + Maintain a $100 minimum balance or enroll in direct deposits, and we’ll waive the $7 monthly fee. Monthly Freedom Checking Account Fee only applies for Members 18+. 4 Activation is required. 5 To earn 3% cashback on fuel purchases, you must connect your powered by BaZing checking account through Plaid and complete 20 qualifying debit card transactions each month. ATM withdrawals, account transfers, and deposits or refunds do not qualify. Cashback rewards are automatically deposited into your account monthly, up to a maximum of $5 per month. For complete program details, please refer to the BaZing Fuel Terms and Conditions. The BaZing Fuel cashback program may be modified or discontinued at any time without prior notice. 6 Interest is earned on balances over $500 and up to $10,000. Must have Direct Deposit and 20 Debit Card charges per month. Important Notes: Fees could reduce the earnings on accounts. 7 0.25% Auto Pay loan discount included with BaZing+ Checking. No additional Auto Pay discount applies. Certain loan exclusions apply. 8 View a listing of current fees imposed by the Credit Union.

Membership is open to those who live, work, worship, volunteer, or go to school in Nassau and portions of Suffolk County, NY, and immediate family of those eligible for membership. A $5 deposit into a Share Savings Account is required for membership.